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Frequently Asked Questions about Overnight Payday Advances

Here are the most common questions about the overnight payday advance.

What is an overnight payday advance?

A payday advance can help you when you're between paychecks.

An overnight payday advance is a short-term loan for a smaller amount of money when you are between paychecks. An overnight payday advance is an expedited form of a payday advance, payday loan, cash advance, etc. This means that you will have access to your emergency cash by the next business day. If you sign up during regular business hours, you can access your overnight payday advance the very next morning.

How do I request an overnight payday advance?

You can sign up for free for an overnight payday advance on our website by clicking "start now" anywhere you see it. This will take you to our short, secure form that will take about two minutes to fill out. Upon submitting your information, you will get an approval decision in moments. If you're approved, a representative will contact you to verify your personal information and complete the process.

When will I have my overnight payday advance?

If you sign up during regular business hours, you can have your overnight payday advance by the next business day. You will have access to your funds usually by the time you wake up the morning after submitting your information.

How much will an overnight payday advance cost?

An overnight payday advance is a loan, so you will be assessed a finance charge for the convenience of borrowing. Usually, this finance charge is expressed as a percentage of the amount you borrow. For example, you might be charged $15 for every $100 you borrow. In your customer agreement, the cost of borrowing will be expressed as an APR, or annual percentage rate. However, to prevent overnight payday advance abuse, please read our idiots guide to budgeting and saving page.