Let us help you understand what a payday loan is and how the process works. Read about how an overnight payday advance works.
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How an Overnight Payday Advance Works

Before you sign up for an overnight payday advance, learn how it works here. We'll explain what it is, what you'll need to qualify, and how the process works.

Overnight Payday Advance Explained

A payday advance is a relatively small, short-term loan.

An overnight payday advance is a relatively small, short-term loan designed to help people cover pressing expenses in between paydays. An overnight payday advance is an expedited version of a payday loan, cash advance, paycheck advance, etc. All of these terms refer to the same type of loan, but an overnight payday advance has the added advantage of getting your funds to you by the next morning. With ordinary payday loans, you could be waiting for days for your money because you have to wait for checks to clear, fax in documents, or wait to be approved. We fast-track these processes to get your money to you as quickly as we can. If you sign up during regular business hours, you will have access to your overnight payday advance by the next morning.

How You Qualify

We know not everyone who needs emergency cash has perfect financial history, which is why we do not require a financial history review to get an overnight payday advance. No matter what your financial background, you can still qualify for an overnight payday advance. Almost anyone can qualify for an overnight payday advance. You just need to meet the following criteria:

  • At least 18 years old
  • U.S. citizen
  • Employed or earning other source of consistent income
  • Minimum income of $1000/month
  • Have active checking or savings account
  • Have direct deposit feature on checking/savings account

Four Steps to an Overnight Payday Advance

Your overnight payday advance is only four short steps away. Here is what you need to do:

  1. Fill out our free form online. Click "start now" to fill out our short sign up form for an overnight payday advance. We will ask for basic contact, employment, and banking information. You can complete the form in about two minutes.
  2. Get a quick approval decision on your advance. We save you time by giving you an approval decision on your overnight payday advance within moments of submitting your form. You will know almost immediately if you qualify. If approved, a loan representative will contact you ASAP to complete the process.
  3. Overnight payday advance deposited in your account. We will usually deposit your emergency funds into your bank account overnight. You will usually then have access to your overnight payday advance by the time you wake up the next morning.
  4. Repay your overnight payday advance on the due date. When your loan comes due, we will automatically withdraw the amount of the loan plus a finance charge from your checking/savings account. Examine the top ten benefits of a payday advance on the next page.